People Borrowing Your Stuff Options

[WakingLife]

I was wondering how people really feel about there friends (or anyone else) borrowing their stuff.

Personally, I hate it. I hate when people ask me if they can borrow something they see in my room, or a CD, or a shirt..

It just bugs the hell out of me.

Because, A. It puts me on the spot, I never want to say, "Yeah, okay." Just because I hate to turn people down (I don't want to seem like a total bitch.) So I always have to make up an excuse and keep lying about, 'Oh I was gonna wear that tomorrow' or 'I can just burn you a copy of the CD'

And, B. I don't trust people to take care of my things like I do.

For instance I had a friend ask to borrow a CD to put on her computer. I told her I'd just burn her a copy.
I've seen how she takes care of her CD's (I.E. she doesn't.) She'll just throw them in her purse (the way they are, no case or anything) and go... I have a lot of CD's (Over 150, which isn't a lot to some people, but the majority of people I know don't have that many) and I treat each and everyone one of them like my babies. They're expensive! I don't want to ruin them!

And the other day another friend asked to barrow my really awesome watch. I don't want her borrowing my watch. What if I never get it back? Or she loses it? I've tried the whole letting my friends borrow my stuff thing and it always ends up never coming back. Hell, I've borrowed stuff from people and never given it back. (That's why I've stopped borrowing things from people, because honestly a lot of the time I never give it back, mostly because I always forget about it.)

Most people I know say they don't care when others borrow things, so I guess I'm paranoid and weird.

What do you think? Thoughts? Stories?