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Checkings Account ? when was your 1st, and which bank gives the best service .
Mr. Slowjamz
post Oct 19 2005, 05:39 PM
Post #1


what do you think it says....if so obvious.
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Being the lazy 18 yr old that i am _dry.gif , i finally applied for a checkings account in washington mutual , offering the "free service plan" i didnt want to get a service where your money gets deducted if u dont have a minumum balance of your account . im just glad that i could have my own atm card and the money is all mine . ( i had a savings account before) .

so any of you guys got a checkings account yet ? im sure most of you guys do tongue.gif
 
*mipadi*
post Oct 19 2005, 05:44 PM
Post #2





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Yeah, I got one when I got my current job--it pays via direct deposit, so it requires a checking account. I was seventeen when I got it. Never used it too much until I had to start writing tuition checks.
 
*mzkandi*
post Oct 19 2005, 06:38 PM
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I dont remember when my first was, 16? 17? My mind slips me.
 
eunie03
post Oct 19 2005, 06:41 PM
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Most banks offer free checking, don't they?

I've used HSBC since I was 18. I've never really had a problem with them.

There is this one bank. They offer free ATM usage no matter which bank's atm you use (if the other bank charges you, they reimburse you for it). I've forgotten which one it was... so if someone can enlighten me...
 
Im So Vain
post Oct 19 2005, 06:43 PM
Post #5


I come from East Oakland where the youngstas get hyphy!
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Hey I bank with WaMu (Washington Mutual) too. My mom used to work there. I got my checking/savings account like two years ago. I really like them. VISA's are wonderful.
 
Nicolatofu
post Oct 19 2005, 07:26 PM
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My mom is going to open one for me pretty soon, especially since my birthday is very soon and I'll be getting a lot of moola :P

It will probably be with her bank, FKFCU (Fort Knox federal credit union)
 
*[Filp]Essence*
post Oct 19 2005, 07:30 PM
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QUOTE(xiMiJix @ Oct 19 2005, 5:39 PM)
Being the lazy 18 yr old that i am  _dry.gif , i finally applied for a checkings account in washington mutual , offering the "free service plan" i didnt want to get a service where your money gets deducted if u dont have a minumum balance of your account . im just glad that i could have my own atm card and the money is all mine . ( i had a savings account before) .

so any of you guys got a checkings account yet ?  im sure most of you guys do  tongue.gif
*


don't have a checkings account yet, but Washington Mutual.. GOOD CHOICE! my bro works there, mmm.. free candie!! tongue.gif
 
dahalfkoreanstyl
post Oct 19 2005, 09:42 PM
Post #8


Randomness rules
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hmm, i think i had a checking account since.....i dunno, many years, im 18 now
 
*stephinika*
post Oct 19 2005, 10:04 PM
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i've had a chequing (woo, canadian spelling :rolleyes) account for awhile now actually...like...since i was a young teenager. *shrug* parents got it for me so yeah. i use royal bank of canada too...just cause my mom does heh.
 
annalucky
post Oct 19 2005, 10:31 PM
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I got mine when I was 15. It's called EECU and it's like a local bank for people that are invovled with the school district.
 
sadolakced acid
post Oct 19 2005, 10:34 PM
Post #11


dripping destruction
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i'm getting one soon just have to wait till the bank's not in turmoil.
 
Spirited Away
post Oct 19 2005, 10:56 PM
Post #12


Quand j'étais jeune...
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i'm thinking about going to a credit union. banks and their overdraft fees are heartless. i'm a poor college student and have a lot on my mind. sometimes, i forget that i don't have enough funds for something and get penalized big time.

about the topic, i opened my checking and savings accts with Wellsfargo when I was 18 or 19... i think.
 
misoshiru
post Oct 20 2005, 05:01 AM
Post #13


yan lin♥
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i'm getting one when i go to college. there's no point getting one here in taiwan, since i'm going to college in the states.
 
EddieV
post Oct 20 2005, 12:47 PM
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My checking account is HSBC, and personally since it's a global it's my favorite.
 
itsARIE
post Oct 20 2005, 12:47 PM
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I got my first checking / checkbook when i was 17.... i use just a hometown back in my little bity town
 
boobooxpp
post Oct 20 2005, 03:40 PM
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i have Queens County since it's so convenient. :]
 
fallen_angel1137
post Oct 20 2005, 07:05 PM
Post #17


Save a guitar, bang a guitarist.
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I've had a checking account since I was about...13. Child support checks or whatever go right into it and my mom set it up through Associated Bank (was First Federal). They're not too bad i guess, i don't really pay attention.
 
Alk3
post Nov 12 2006, 02:56 PM
Post #18


..Michelle
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Two of my friends work at WaMu :P Well, one of them doesn't work there anymore... but yeah. hah

I've recently just opened my own account at HSBC (I had a joint one with my mom before)... I have everything in checking right now, but I'm going to transfer most of it into savings & probably just leave some in checking.

[oh wow, I didn't realize that this thread was over a year old. lol]
 
annalucky
post Nov 12 2006, 03:20 PM
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I got my first at a educational credit union when I was 15. I want one at Washington mutual though.
 
*Infinite.*
post Nov 12 2006, 05:33 PM
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I got my first one at 14 XD.gif

at some credit union, then I switched over to Bank of America.


oh, wow this topic is quite old.
 
KissMe2408
post Nov 12 2006, 09:21 PM
Post #21


Yawn
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I have one. I have to admit it's kinda nice.
I use BB&T.
It's great actually.
 
ANG33ZY
post Nov 12 2006, 10:26 PM
Post #22


skaters gonna skate.
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no. not yet. i'm only 16.
 
think!IMAGINARIL...
post Nov 12 2006, 10:38 PM
Post #23


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I got my checking account when I was 12 with UNFCU (United Nations Federal Credit Union).
I have full control of it because UNFCU has a pretty good savings account for kids.
It doesn't deduct anything, even though I earn 1.25% interest. My parents have to pay taxes for the interest I earn, though.
 
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