best UNDEREYE concealer? Options

[marzipan]

So I'm having problems with my undereye area. I usually have dark circles, and they don't like to go away, even after I sleep for a long time. I've also tried those home remedies like the tea bags, and it doesn't help.

I've been using Almay line smoothing concealer with SPF 10, and it's worked for the most part. However, it dries out my skin a lot. 30 minutes after I'll apply it, the skin under my eyes is dry and feels scaly. >_> I'll wash it off and put on Cetaphil lotion (which usually works amazingly on dry skin), but it just turns red and blotchy.

So I don't know what to use. My skin normally isn't so dry.
Does anyone know of some good concealer that covers up undereye circles AND doesn't dry out your skin? :/