Banner Making, How do you make a banner? Options

[xx_azn_klutz_xx]

I know lots of people would ask how tp make a banner and then people would reply but i still dont get it! i know im pathetic.

so, i downloaded brushes but how do u open them to photoshop 7?

then how do u make like the brushes in two or three colors? like i tried with some tuturials but i dont know if its right. also, sometimes when i download a brush, theres this tag or label or whatever on like the corner. how do i get rid of that annoying thing?

how in the world do u like also adjust like the font? i mean i know download it, but what next? like when you download a font, it says baby kruffy or something like that, but i dont want the banner to say baby kruffy. so how do u do it?

to summarize all these questions, HOW DO U MAKE A BANNER? if there is like a site of some sort that teaches people how to make banners or if your like a complete banner king or queen, please tell me and TEACH ME!! also, if there is a cool brush site that has photoshop download thing tell me!! the kind of banner i want to make is like and [/CODEBOX][/CODEBOX][/CODEBOX][/CODEBOX][/CODEBOX][/CODEBOX][/CODEBOX]

[BrokenDream]

Okay. Hold on. Be patient.. I'll do it..
ok. You should see a message. If you don't, just read these and you should be able to do it:

what does PM stand for?
PM is short for "Personal Message."

How do I check my PMs?
Click on "__ new messages" to check your PMs.