Why won't my mom let me get a debit card? Options

[JerzDevil]

Seriously I have too much 100 dollar bills in cash I wanna save up, and I don't feel like keeping them in my wallet. I just want to get my own bank account, get a debit card, and spend them wisely. I mean come on .. what's better bringing with you to a mall? Pocket/Wallet full of 100 dollar, 50 dollar bills or one clean visa/american express card with those amount of money IN IT? my mom's like "U DONT NEED IT!!!!" in a dumb voice .. most high school kids have one here.

[voguelove]

who said that most people in high school have one? i dont. and im a junior. i just spend my money with cash.


and personally, i think you're bragging.

[*kryogenix*]

You definitely don't need it. Once you turn 18 just get one on your own. My debit card should come in the mail soon.

[JerzDevil]

^There is a difference between DEBIT CARDS and CREDIT CARDS ..

[Jeng]

I have one, but for gas and other things, I totally agree with you about having so much money.

[*kryogenix*]

^There is a difference between DEBIT CARDS and CREDIT CARDS ..

Your point?

My parents screwed me out of $1550 of my money so I just waited until I was 18 and did what I wanted. I don't bitch about it on internet forums. Once you're 18 it's your life; until then, wait it out.

[JerzDevil]

Maybe she's afraid of you f**king her over. Try to show that you are responsible.

But I feel ya, I wouldn't want to be carrying around 100 dollar bills anyway. Did you finally get a job

Look, I'm a high school freshman. My parents want me to study hard, not get jobs and to work hard. Why would anyone hire me anyway? Who would hire a 9th grader with no working experience?

[Intercourselyts]

I agree with Suzette, I have a debit card, or use to. I didn't really feel like having to always go to the bank to put more money in my account to save up and such, then I just started working on the internet and just use a paypal card. I don't see how it could be a really big problem, but theres something in her mind that doesn't want you to have one, so be more responsible and prove to her that you deserve it. Sheesh you seem to always have some problem with your parents.

[*WHIMSICAL 0NE*]

Debit cards are really simular to check cards. Depeding on where you live you can withdrawl money with your debit card, that may be why your mom doesn't want you to have one. It might not be that she doesn't think you're responsible enough, but if someone gets ahold of your card they can withdrawl the money. They can be nice, though, if you do online shopping. In my opinion, if you don't want to have money laying around but don't want the risk of someone getting ahold of your card and money get a check book. That's what I did. It's sooo much easier than carrying a lot of cash.

[Intercourselyts]

^Well then I suggest if he ever goes shopping which most do in a mall, they ask for a ID card along with debit cards most of the time so more than likely they wouldn't be able to get away with it.

[*WHIMSICAL 0NE*]

^ Eh, true. My mom has always been against younger people getting debit cards. I guess she has her reasons. She's an accountant, so she knows all kinds of stuff that they do at the bank. She's even let me get a credit card, just not a debit card.

[show_me]

If you don't have more than 1000$ don't do it because then you'll have a gang of different charges on your account and shit.

GET YOUR PAPER STACK UP

[madgamer]

Ahhh if your under 18 people of course want to get you to get one because they know how stupid teenagers are, theyre inexperience. Your mom is just making sure you dont end up like them.

[*a painefull euphoria*]

Your point?

My parents screwed me out of $1550 of my money so I just waited until I was 18 and did what I wanted. I don't bitch about it on internet forums. Once you're 18 it's your life; until then, wait it out.

yeah my uncle did that to his so jsut beacuse he was under 18 and had access to his account.

so either get emancipated like me that way you have no reason about your mum ruining your life or wait till your 18.

[DarkImpressions]

who said that most people in high school have one? i dont. and im a junior. i just spend my money with cash.
and personally, i think you're bragging.

I agree..

[KissMe2408]

If you don't work, where are you getting all this money?


If your parents are giving it to you, then I wouldn't complain which way it came, just the fact that you have that much going to the mall is nice.
I have a debit card, and it can be nice, especially when getting gas for your car. Perhaps when you get older your parents will realize it would be better to open a checking account for you. In a way your mom is right though, You don't need one. It's just more of a convience having one.
Maybe she just wants you to show more maturity before she gets you one or something? I dunno. Try talking with her about it again, and if she still doesn't, then lemme tell you, a lot of things get easier when you turn 18.

[Shahin]

Cash looks cooler anyway, kid.

[me1issaaaa]

WHY ARE YOU SO GREEDY? Man. You're only 14, right? I'm almost 18 and I still don't have one. You don't need one yet.

[Shahin]

LOL.
The summer before 11th grade, I got hired and I had no working experience.

Anyway, Jason, the only reason why I asked you if you had a job is because I was wondering what your source of income was. I mean you talkin about hundreds of dollars here and I know it had nothing to do with you hustling, sex, or your music.

So anyway, how ARE you getting all this money?

For DAMN sure

[zebra]

Anyway, Jason, the only reason why I asked you if you had a job is because I was wondering what your source of income was. I mean you talkin about hundreds of dollars here and I know it had nothing to do with you hustling, sex, or your music.

So anyway, how ARE you getting all this money?

Kangsta Lovin went multi-platinum.

[freeflow]

^ haha I guess that explains it.

I didn't get one till this year (11th grade). Plus to get mine they made me get an ID card so I had to go through all that crap for a card. Having the debit card made me spend more money.

[freeflow]

^ Yea same for me. I was trying to find a job but no time. If I did I would have to go through all that work permit stuff too. Having cash is so much better, because you can stop yourself when your going broke.


I had $300 on my card after christmas... now I only have $9....
Now...wow.

[*yrrnotelekktric*]

..maybe your mom thinks it`s eaasier to lose one debit card than,say, one 100 dollar bill.

[*yrrnotelekktric*]

But if you lose a 100 dollar bill it's gone for life, basically. If you lose a Debit Card, you can cancel it and get your money.

...

why don`t you just ask your mom and tell us her reply?

[voguelove]

Look, I'm a high school freshman. My parents want me to study hard, not get jobs and to work hard. Why would anyone hire me anyway? Who would hire a 9th grader with no working experience?

well then..thats like saying, "why would they hire a college student with no working experience?"

thats what first jobs are for. they may be useless or whatever..but it's a start!

[*Azarel*]

LOLOL deja vu?

Jason, do you ever actually DO anything about your problems other than bitch to cB about 'em?

[Mr. Slowjamz]

LOLOL deja vu?

Jason, do you ever actually DO anything about your problems other than bitch to cB about 'em?

maybe he doesnt have any friends that comfort him and looks at CB to gain insight .
but Jason , how can you ask from help from people if your giving the sort of atitude your giving , and how can people understand your problems , when it sometimes clrearly doesnt make sense . if you`ve never worked before or you`ve never had done anything in regards of being financially equipped , that in a way makes you sound stupid for some people , because here you are bragging about statements i`m getting paid im gettings dollazzz 100 billz MANGZ , while you haven`t even explained how where recieved that cash from , so how can people trust you and give you hopeful insight , if in your statements might sound irrelevant or phony . Most people don`t trust phonies . its a natural instinct .

but i believe in the underdog , cinderella story .

have patience your still young . and be realistic about your problems sometimes . "We`re just Ordinary people , we don`t know which way to go "


so i say like everyone else fix your personal problems first , try adopting a religion , denomination , non-denominational , read dr. seuss . or some things like that . or the bible just for moral ethics . try to take Home Economics , again or some other courses if your hs have one . and take action , your still young man i`d use that for my advantage . you still want to be that aspiring asian rapper ? prove it .

[JerzDevil]

lmao this is not complaining. so I guess every other people on cb who throw their problems out have no one to comfort em. pffft, pleaaase! try going to the relationship section here on cb, why do people make threads like "HELP HELP HELP" ???

[KissMe2408]

lmao this is not complaining. so I guess every other people on cb who throw their problems out have no one to comfort em. pffft, pleaaase! try going to the relationship section here on cb, why do people make threads like "HELP HELP HELP" ???

you still haven't told us how you have come about these large sums of money
at a young age and no steady job

[kimmytree]

Look, I'm a high school freshman. My parents want me to study hard, not get jobs and to work hard. Why would anyone hire me anyway? Who would hire a 9th grader with no working experience?

Why the heck would a 9th grader need a debit card?
I'm 17, and I dont even have one. As far as I know, I dont know anyone my age that does.

You probably dont meet the age requirements anyways, even if your parents would let you have one. At my parents bank, you have to be at least 16, with a job (so that your putting money into the account on a weekly basis). So why whine about wanting one when there's nothing your parents can even do about it?

[*x1227x*]

you still haven't told us how you have come about these large sums of money
at a young age and no steady job

Prostitution!

happykmd: Ditto. Same question that blew in my head. "Why the heck would a 9th grader need a debit card?"

lmao this is not complaining. so I guess every other people on cb who throw their problems out have no one to comfort em. pffft, pleaaase! try going to the relationship section here on cb, why do people make threads like "HELP HELP HELP" ???

Their situation is different from yours because they don't make topics for everytime something bad happens to them.

[voguelove]

you still haven't told us how you have come about these large sums of money
at a young age and no steady job

he steals it.

why cant you just wait? like i said before, im a junior in hs (which means im 17) and i dont have one. as far as i know, i cant even withdrawl from my account. you dont need to be spending your money like youre some rich guy.

wtf are you doing with $100 bills? get them cashed into $10's or $20's. something.

[mocassinsx29]

too bad suckah. i agree with kryo, wait it out until you're 18. and look at the good side, at least you have hundreds of dollars. :)

[*T0rmented_Soul*]

well you don't have to necessarily have to have a debit card, I just opened a savings account under my name but under the watch of your parents/guardians where you can save up money and withfraw anytime. The only difference would be that it's not like a debit card where you can purchase things in stores and online, it is more like an ATM card. where you can get cash from any ATM machines.

[pandamonium]

well you don't have to necessarily have to have a debit card, I just opened a savings account under my name but under the watch of your parents/guardians where you can save up money and withfraw anytime. The only difference would be that it's not like a debit card where you can purchase things in stores and online, it is more like an ATM card. where you can get cash from any ATM machines.

thats a good idea i had that too. but i needed a debit card cause i hated getting charged 2 dollars everytime i took out money not from my bank.

i feel for you cause i really wanted one but i am in college and i think i needed it more. i just had a atm card and the only thing it had was a savings account. but when i turned 18 i was so happy to get my debit card.

i think you need one lol, i wouldnt want to carry all that money. but as for debit card i dunno, i dont think its necessary but an atm card would do just fine. all you need is a savings account with an atm card. any bank should have a plan like that. but just say

[Just_Dream]

What the.. I didn't even know you were still in high school! lol
</end random>

Hmm.. you know, I didn't even get a debit card when I was in high school. I only got one for college, lol.

Actually, if you're 18, you don't even need parental consent to open up a bank account. I opened one at a bank my parents didn't have an account at.

But then again, it might be different, depending on each state?

That is true though. At least if you LOSE your debit card, you can call it IN LOST and still have your dinero! YAY!

Not one that, but debit cards can work like credit cards, online. That's so much better than NOT being able to buy anything online! Think of all the pre-orders you could've gotten!

[andrewexd]

ok

why would need to carry more than 200 dollars at a time ?
not all places take debit cards
you dont have a job so your not getting alot of money

why do you expect someone to give you a serious answer when you respond like that.
yes there are plenty of people who will hire a 9th grader with no work experience.
your question is stupid considering we dont know what your mom is thinking.
Maybe you should have asked what could i say to convince my mom i need a debit card.

[show_me]

he steals it.

why cant you just wait? like i said before, im a junior in hs (which means im 17) and i dont have one. as far as i know, i cant even withdrawl from my account. you dont need to be spending your money like youre some rich guy.

wtf are you doing with $100 bills? get them cashed into $10's or $20's. something.

You don't look 17. Dang

[JerzDevil]

LOL.
The summer before 11th grade, I got hired and I had no working experience.

Anyway, Jason, the only reason why I asked you if you had a job is because I was wondering what your source of income was. I mean you talkin about hundreds of dollars here and I know it had nothing to do with you hustling, sex, or your music.

So anyway, how ARE you getting all this money?

As Gifts, Selling Items, Making Profits, and sometimes cleaning the house.

[*WHIMSICAL 0NE*]

^ In other words, some comes from your mother. Your mom is just looking out for your best interest. You're a Freshmen you don't need any kind of cards . Just get a savings account, then your money will collect interest... not a lot but at least some. If your bank charges for withdrawls, then just keep out enough money for spending and put the rest in the bank.

[Just_Dream]

What the.. You're only a freshman? Oh no no no no you don't need a debit card, lol.

BUT you should open a savings account so that you can at least put some of it in the bank and save it up.

[corohehe]

why are all ur topics about your emo life that no one cares about? u also ask about girls in the relationships section when everyone knows that u really like guys. wtf is wrong with u, u fuccn loser? stop crying and man the fuc up.

[show_me]

^ WHAT HE SAID!
Nigga gotta get a taste of what it feels like getting RAPED!
my ass is still red