Ok well lets see....
Advantages Of the Iriverh10
-Compact
-Light weight (3.5ounces)
-compatiable with MP3 and WMA formats
-View JPEG photos and album cover art via 1.5-inch LCD
-Built-in voice recording and FM tuner with FM recording capability
-touch screen, to choose playing options
-The iRiver H10 comes with earphones, carrying case with belt clip, USB 2.0 cable, AC adapter, and installation CD-ROM
Dis advantages of the Irvierh10- If your a harcore music listener than 5gbs is not enough for you
- Doesnt work on any operating system but windows
ThereFore i rate the Iriverh10 a perfect 9/10
Advantages Of The Ipod20gb
-20 GB model holds up to 5,000 songs; supports AAC (16 to 320 Kbps), MP3 (32 to 320 Kbps), MP3 VBR, Audible, AIFF, Apple Lossless and WAV
-Up to 12 hours battery life when fully charged (typically 4 hours); fast-charge in as little as 2 hours
-Mac OS X or Windows 2000 and XP compatible; FireWire and USB 2.0 interface for fastest digital transfer available
-Feature upgrades from previous version include new Click Wheel, slimmer case, and easier navigation
-Comes with earbud headphones, AC adapter, FireWire cable, and USB 2.0 cable
-weight 5.3 ounces
-Dimensions

-Includes a full calender,alarm clock,voice and voice recorder
Dis Advantages Of The Ipod20gb-Wieghts more than the iriver
Ipod rateing 9.5/10
Theres alot of things to think about.. i think i would choose the Iriver, Becuase of the full colorscreen and touch screen and its light weight.
Oh u know how your friend said 280bucks.. the Ipod20gb is only 222$