No, I believe you're not getting the problem. You know how you can save an image with a transparent background but you can have a layer or whatever with low opacity on top and then when you put it on a page, it retains the opacity? I'm wanting to do the same thing but I want the layer to not have low opacity (Normal blending mode) and instead I want it to have the Overlay effect so that when I put it on the page, it looks the same as it would in the .PSD file. Nawmean?
However, I've already tried several methods like merging visible, merging it with a blank layer, merging with a blank layer with same blending mode, and etc. The only possible option, I'm guessing, would be to flatten the image entirely and just crop out that part and position it but I'm worried it'll be messed up in different browsers and/or resolutions.

QUOTE(lovescream @ Feb 17 2010, 11:07 PM)

Unless you mean you want an image to be in overlay effect over another image as you put it on the website? O_O;;
Hm, yeah. Something like that.