Polaroid... It means when you take a polaroid camera and you snap a shot, when it comes out its in that white frame with the picture in the middle and you can write on the space provided below... for example..

thats what you mean right? because if it is... I can give you the tutorial.
Just go here...its like 3 pages long but i guess you could understand.
http://www.photoshopdesign.net/tutorials/psdnet22a.htmYeah, you do this with photoshop, by the way.
Also if you want to learn how to vector in photoshop, this is a very good tutorial, it's how I learned it:
http://members.asianavenue.com/AKJvectorThe poloroid thing can be a lot simpler and eaiser, and even better if you use Scott Kelby's "Photoshop CS Down & Dirty Tricks" It's at your local bookstore and also it has a whole bunch of really cool tutorials, just go to amazon.com and buy it there for like half the price. (you can also use PS 7 with that book)