this probably is a stupid question but i'm kinda new to this stuff. where do you guys get your pictures from to use in the layouts? i'm not sure what you can and can't use cause of copyright.

they're called stock images. theres a list in the bbor.
my personal favs are gettyimages and morguefile

Whatever picture you use credit it. If the picture has tags of credit , leave them on. If its someone elses picture , ask if you can use it .. giving them credit..

I don't really get your question though.

if i used a picture from gettyimages do i save the picture with the getty watermark on it?

Well, you can if you want. You could register to get full-sized images WITHOUT watermarks though.

Also http://toxify.net/you